Legal

Terms of Service

The ground rules for using medicalcosts.co. Please read them carefully.

Last updated: June 14, 2026

By accessing or using medicalcosts.co (the "Site"), operated by Scout Theory LLC ("we," "us," "our"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

1. What we provide

The Site is an informational and referral service. We publish general cost comparisons and educational content about medical procedures abroad, and we help connect you with independent, third-party medical providers. We are not a hospital, clinic, physician, insurer, or healthcare provider.

2. Not medical, financial, or legal advice

Nothing on the Site is medical, financial, or legal advice, and using the Site does not create a doctor–patient, advisor, or attorney relationship. Always consult qualified, licensed professionals before making any treatment, travel, or financial decision. In an emergency, contact your local emergency services.

3. Pricing information is an estimate

All prices, ranges, and savings figures on the Site are illustrative estimates compiled from publicly available sources and are provided for general comparison only. They are not quotes or offers, and they do not guarantee the price any provider will charge you. Actual costs depend on your individual case, the provider, complexity, and what each package includes. Always obtain a written quote directly from a provider.

4. Independent third-party providers

Any clinics, hospitals, surgeons, or partners we refer you to are independent third parties that we do not own or control. We do not provide their services, and we are not responsible for their care, advice, conduct, outcomes, pricing, or availability. Your relationship with any provider is solely between you and that provider. We encourage you to verify credentials, accreditation, and reviews and to perform your own due diligence.

Your decisions are your own. Choosing to travel for medical care is a significant personal decision with real risks. You are responsible for evaluating providers, understanding the procedure and recovery, and arranging appropriate insurance, travel, and aftercare.

5. No guarantee of outcomes

We make no guarantee regarding the results of any procedure, the suitability of any provider, or the savings you may achieve. Individual results vary.

6. Acceptable use

You agree not to misuse the Site, including by submitting false information, attempting to disrupt or gain unauthorized access to it, scraping or copying content without permission, or using it for any unlawful purpose.

7. Intellectual property

The Site's content, design, text, and graphics are owned by or licensed to Scout Theory LLC and are protected by applicable laws. You may not reproduce or redistribute substantial portions without our written permission.

8. Disclaimers

The Site and all content are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or current.

9. Limitation of liability

To the fullest extent permitted by law, Scout Theory LLC and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of the Site or from any provider, product, or service you obtain through it.

10. Indemnification

You agree to indemnify and hold harmless Scout Theory LLC from any claims, losses, or expenses arising out of your use of the Site or your dealings with any third-party provider.

11. Third-party links

The Site links to external websites we don't control. We're not responsible for their content, policies, or practices, and a link does not imply endorsement.

12. Governing law

These Terms are governed by the laws of the United States and the state in which Scout Theory LLC is organized, without regard to conflict-of-laws principles. Any disputes will be resolved in the courts located there.

13. Changes

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms? Email andy@colombiamedical.co or use our contact form.